Dental insurance is intended to cover some, but not all of the cost of your dental care. Most plans include coinsurance provisions and co-pays, a deductible, and certain other expenses which must be paid by the patient at the time service is rendered. Reimbursement amounts are not, and never have been, a guideline for quality dental care. Dental insurance is not a true insurance. It is more of a benefit that can be thought of as a “coupon” that allows you to save on some of the costs of your dental treatment. These plans are structured differently than medical insurance in that there are large variations in co-payments and fee schedule allowances. There is also an annual maximum dollar amount that your insurance company will pay. Dental insurance is similar to medical insurance in that it is a contract between the patient and the insurance company. The benefits and maximums are based to a large degree on the premiums which are paid. Decreased benefits typically do not reflect on your best treatment options. Dental insurance was never designed to cover all of your dental needs but rather as an allowance of dollars that may help with some of your costs.
We can file most insurance claims for you. It is best to call us prior to your appointment to provide us with your insurance info so we could contact your provider for Benefits Evaluation and expedite your first visit. You can also email us a photo of your card (front & back). If you prefer you can bring your insurance plan information with you on your first visit. keep in mind, that it could take quite some time to obtain the info over the phone due to long hold times. We will be happy to perform a Benefits Evaluation for you at that time. We will work with your insurance company on your behalf to ensure that you receive the maximum benefits to which you are entitled.